In the absence of internet connectivity, checking your bank account balance can be accomplished through traditional methods that don’t rely on online access. One prevalent option is utilizing Automated Teller Machines (ATMs) available at various locations. By inserting your bank card and entering a Personal Identification Number (PIN), you can access your account information and view the current balance.
Many banks offer interactive voice response systems through customer service hotlines. Dialing the designated number, you can follow the automated prompts to inquire about your account balance. Mobile banking apps can also be used without an internet connection in some cases, relying on SMS or USSD codes to fetch basic account details. Despite the growing prominence of online banking, these offline methods ensure accessibility and account monitoring even in situations where internet connectivity is unavailable.
How to check bank account balance without the Internet process:
- Dial *99#
- Enter 3 and click on send
- Enter UPI PIN
- Then shows your account balance
How to change bank account:
- Dial *99#
- Enter 4 & click on send
- Then select Change Bank account
- Enter bank account’s first 4 digit IFSC Code or bank name
- Select your bank account.
Use net banking
Continuing with the steps for checking your bank account balance via net banking:
Once your account is successfully registered, log in to the net banking portal using the newly created username and password.
Navigate to the “Account Summary” or a similar section, depending on your bank’s interface.
Locate and click on your linked account to view the details.
The displayed information will include your account balance, recent transactions, and other relevant details.
For added security, always log out of your net banking session after checking your balance.
By following these straightforward steps, net banking provides a convenient and secure method for users to monitor their bank account balances from the comfort of their homes or any location with internet access. This method not only saves time but also promotes efficient financial management.
Use a UPI app
Continuing the steps for registering for UPI and checking your bank account balance:
Link your bank account to the UPI app by providing the necessary details such as bank name, account number, and branch.
Verify your identity through the app’s authentication process, which may include entering the OTP sent to your registered mobile number.
Once your bank account is successfully linked, navigate to the app’s homepage and select the option to check your account balance.
Enter your UPI PIN or UPI code when prompted to authenticate the request securely.
The app will then display your current bank account balance along with any recent transactions.
This quick and user-friendly method through UPI apps offers a hassle-free way to stay updated on your account balance without the need for internet banking or visiting a physical bank branch. It leverages the convenience of mobile applications and UPI technology to provide efficient and accessible financial services.
Visit an ATM:
If you find yourself outdoors and need to check your bank balance, head to the nearest ATM. Follow these steps to inquire about your account balance at the ATM:
- Insert your debit card into the ATM slot.
- Choose your preferred language.
- Enter your four-digit ATM PIN.
- Select the bank inquiry or bank balance option.
Give a Missed Call:
Obtain your bank balance by dialing your bank’s toll-free number and providing details such as your account number, name, and ATM PIN. Alternatively, you can check your balance by placing a missed call to the bank using your registered mobile number. Ensure your mobile number is active to avail of missed-call services.
Send a Text Message:
Retrieve your bank account balance by sending an SMS to the designated number provided by your bank. The bank will send push notifications to your registered mobile number for this service. IDFC FIRST Bank’s SMS Banking goes beyond balance checks, allowing you to request a new chequebook, cancel a checkbook request, and block your debit card.
Check Your Passbook:
A traditional method involves checking your passbook, which details all debit and credit transactions. This comprehensive record enables you to determine your account balance by reviewing the transactions associated with your account.
Use Mobile Banking:
Conduct various transactions over an internet connection through the bank’s website or application—commonly known as internet banking. Experience the convenience of mobile banking with IDFC FIRST Bank’s services, enabling seamless transfers, swift bill payments, and easy access to loan details.
Check Bank Balance with Account Number:
To check your bank account balance using your account number:
- Log in to your bank’s net banking service.
- Provide details such as your account number, registered mobile number, email address, debit card number, and CVV.
- Enter your username and password, followed by the OTP sent to your registered mobile number to access your account information.
- Discover the added convenience of SMS and WhatsApp banking services offered by IDFC FIRST Bank—open a savings account today to enjoy these features!
FAQs
How do I check my balance at an ATM?
Insert your debit card into the ATM slot, select your preferred language, enter your four-digit ATM PIN, and choose the bank inquiry or bank balance option. The ATM will then display your account balance.
What is the missed call method for checking my bank balance?
Simply call your bank’s toll-free number and provide details such as your account number, name, and ATM PIN. Alternatively, place a missed call from your registered mobile number, and the bank will send you a message with your account balance.
How can I check my balance by sending a text message?
Send an SMS to the number provided by your bank, and the bank will respond with a message containing your account balance. Ensure that your mobile number is registered with the bank for this service.
Is checking my passbook still a valid method?
Yes, checking your passbook is a traditional yet valid method. Your passbook contains a record of all debit and credit transactions, helping you determine your account balance.
What services are offered through mobile banking?
Mobile banking allows you to perform various transactions, including transfers, bill payments, and access to loan details. It provides a convenient way to manage your finances using your smartphone.
How can I check my bank balance with my account number?
Log in to your bank’s net banking service, enter your account number, registered mobile number, email address, debit card number, and CVV. Authenticate with your username, password, and OTP sent to your registered mobile number to access your account information.
Conclusion
Bank account balance without internet access is still easily achievable through various traditional and technologically advanced methods. Whether it’s visiting an ATM, utilizing missed call services, sending a text message, checking your passbook, using mobile banking, or accessing net banking with your account number, these options cater to different preferences and circumstances.
The evolution of banking services, including innovative features like SMS and WhatsApp banking by institutions like IDFC FIRST Bank, further enhances the convenience of managing finances offline. As technology progresses, these diverse methods ensure that individuals can stay informed about their account balances without being solely dependent on internet connectivity. Ultimately, the flexibility and accessibility offered by these options empower users to stay in control of their financial transactions irrespective of their online connectivity status.